Commercial & Industrial Insurance Division
The Commercial Division of Total Risk Managers offers diverse and niche business products with particular emphasis on commercial and industrial businesses. We provide coverage for all property, liability and terrorism risks - large portfolios, manufacturing and anything that is high hazard.
Our team has extensive experience in providing coverage where risk and exposure might be considered as high depending on individual risk's processes and product, quality of risk, financial status of risk or previous poor loss experience.
Our portfolio includes a wide range of clients from sectors below.
Industries and occupations we have expertise in
- Woodworkers/Sawmills
- Plastics/Injection Moulding
- Cotton Gins/Textiles
- Recyclers/Waste Products
- Unoccupied/Court Administered Premises
- High and Low Hazard Storage including un-sprinklered locations
- Cold Stores/Composite Panel risks
- Hypermarkets/DIY Stores
- Firework/Explosives Manufacturers and Storage
- High and Low Hazard Storage Risks
- Sawmills
- Wood Processing
- Pulp and Paper
- Packaging Manufacturers
- Warehouse Storage Risks
- Chemicals Manufacturers
- Paint Manufacturers
- Power Companies
- Petrochemical Refining
- Petrochemical Storage
- Midstream Energy (Petrochem storage and transfer)
- Cement Manufacturing
- Steel Mills
- Aluminium Manufacturing
- Glass Manufacturing
- Food Production Risks
- Restaurant chains
- Farming Risks
- Cold Storage Risks
- Railways - including the rolling stock
- Airports
- Plastics Manufacturers
- Plastics Processors
- Ferrous Recycling
- Casinos
- Tobacco Manufacture and Processing
- Munitions and Firearms Manufacture
- Explosives Manufacturing
- Catastrophe Exposed Residential and Retail Property
- Catastrophe Exposed Hotels
At Total Risk Managers our commitment is to secure 100% capacity for our clients for a Full Value or First Loss/Excess of Loss basis. Our experienced team strives to offer competitive terms utilizing quality security that can be relied upon to meet claims. We service claims in a fair and timely manner.
We pride in valuable reputation amongst the insurance underwriting community. Our agents have an enhanced profile operating in the industry as a capacity provider with ‘A’ rated security.