Legal Expense Insurance


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Legal Expense Insurance


What are Legal Expenses Insurance Solutions?

Legal Expenses Insurance Solutions are an important risk management tool for families and businesses alike. They provide affordable access to legal advice and representation in courts and tribunals when people or businesses are faced with unforeseen legal issues and might otherwise be deterred from exercising their legal rights only due to the substantial cost of doing so.

The justice system can be complex and expensive. Most people think they are unlikely to become involved in a legal dispute, but an employment issue, faulty goods or a tax issue are very common problems. Taking legal action to resolve these kinds of issues are complicated and expensive. A Legal Expenses policy helps an insured defend or pursue their legal rights and covers the cost and stress of resolving the dispute.


What is covered by Business Legal Solutions?

We can assist you to overcome a range of common business problems, for example:

  • You need expert legal advice quickly
  • A dispute with an employee escalates and can not be resolved
  • You receive notice of an enquiry into your tax returns
  • A Health & Safety inspection ends with a threat to prosecute your business
  • A neighbouring business restricts access to your premises

This page describes coverage in general terms. Cover, limits and conditions vary by policy and by risk. Nothing here changes or replaces the wording of an issued policy. Coverage is arranged through a licensed insurance broker. If you are a broker, contact us. If you are not, please speak to your broker.