Indoor trampoline parks have become one of Canada’s most popular family attractions—filled with wall-to-wall trampolines, foam pits, dodgeball courts, and high-energy obstacle courses. But behind the excitement lies one of the highest-risk recreational environments, making strong insurance protection essential for operators.

Why Trampoline Parks Face Extreme Risks

High Injury Rates
Sprains, fractures, concussions, and collisions are common. Even with proper supervision, accidents can happen in an instant.

Equipment & Structural Hazards
Loose springs, torn mats, unstable frames, and worn padding can all lead to serious injuries.

Slip & Fall Exposure
Smooth flooring near foam pits, snack bars, or high-traffic areas increases the risk of slips and falls.

Crowd Management Issues
Busy weekends, birthday parties, and large group events heighten liability and demand vigilant supervision.

Essential Insurance Coverages for Trampoline Parks

Commercial General Liability Insurance – Critical for injury claims and lawsuits.
Participant Accident Coverage – Helps cover medical costs for injured jumpers.
Commercial Property Insurance – Protects trampolines, foam pits, structures, and the building.
Equipment Breakdown – Covers mechanical failures of fans, lighting, and safety systems.
Business Interruption Insurance – Replaces income during repairs or forced closures.

Final Thought

Indoor trampoline parks deliver excitement and energy—but they also carry substantial risk. The right insurance keeps your park safe, compliant, and financially protected.

Brokers can contact Total Risk Managers to discuss a risk.

This article is general information for insurance brokers. It is not advice, and it is not a quote or an offer of coverage. Policy wording decides what is covered. Coverage is arranged through a licensed insurance broker.