Import and export firms are a critical link in Canada’s global trade network—moving goods across borders by sea, air, rail, and road. With long transit routes and multiple handoffs, these businesses face complex and evolving risks, making specialized insurance coverage essential.

Key Risks for Import/Export Firms

International trade operations may be exposed to:

• Cargo loss or damage during transit
• Fire, theft, or container damage at ports and warehouses
• Handling and loading errors
• Third-party liability claims
• Customs delays and documentation issues
• Political, weather, or supply-chain disruptions

Even a single shipment loss can significantly impact cash flow and client relationships.

What Does Import/Export Insurance Cover?

Coverage is typically tailored and may include:

• Marine cargo insurance (domestic & international)
• Commercial general liability
• Warehouse and storage coverage
• Business interruption protection
• Transit and logistics liability

Policies can be structured per shipment or on an annual open basis.

Why It’s Essential in Canada

Canada’s reliance on international trade, long transport distances, and harsh weather increase exposure. Proper insurance protects revenue, contracts, and global partnerships.

Import/export insurance keeps your goods—and your business—moving securely across borders.

Brokers can contact Total Risk Managers to discuss a risk.

This article is general information for insurance brokers. It is not advice, and it is not a quote or an offer of coverage. Policy wording decides what is covered. Coverage is arranged through a licensed insurance broker.