Broker Insights
February 13, 2026
Student rentals near colleges and universities can be profitable—but they also come with unique insurance risks. Higher occupancy, shared living spaces, and frequent tenant turnover mean standard landlord insurance may need adjustments. 🛡️ Why Student Rentals Are Higher Risk Compared to traditional rentals, student housing often involves: Key Insurance Coverages to Review Risk Management Tips […]
February 12, 2026
Short-term rentals through platforms like Airbnb and Vrbo have become popular across Canada—but many homeowners don’t realize that standard home insurance often excludes short-term rental activity. One claim without proper coverage can be costly. 🛡️ Why Short-Term Rentals Change Insurance Risk Unlike long-term tenants, short-term guests bring: Essential Insurance Coverages ⚠️ Platform-provided “host guarantees” are […]
January 23, 2026
Remote worker camps support essential industries across Canada—from mining and forestry to energy, construction, and major infrastructure projects. These camps provide lodging, food services, recreation areas, transportation hubs, and medical support in isolated regions. But operating far from urban centres introduces unique risks that demand strong, tailored insurance protection. 🛡️ Why Remote Worker Camps Face […]
January 22, 2026
Mining camps are the backbone of Canada’s resource sector—remote sites that support workers with housing, kitchens, transportation hubs, and maintenance facilities. But life in the far north or deep in the backcountry comes with heightened risk. Harsh weather, heavy equipment, and isolated environments make specialized insurance essential for protecting people, property, and operations. 🛡️ Why […]
January 21, 2026
Cannabis processing facilities are booming across Canada—transforming harvested plants into edibles, oils, extracts, vapes, and other packaged products. But behind the precision equipment and controlled environments lies a high-risk operation involving heat, chemicals, valuable inventory, and strict regulations. Strong, specialized insurance is essential to keep production safe, compliant, and uninterrupted. 🛡️ Why Cannabis Processors Face […]
January 20, 2026
Jewellery stores are among the highest-risk retail businesses in Canada. With showcases filled with diamonds, gold, luxury watches, and gemstones, these shops attract customers—but they also draw the attention of criminals. From grab-and-run incidents to sophisticated break-ins, the risks are substantial. Specialized insurance is essential to keep your store protected. 🛡️ Why Jewellery Stores Face […]