Broker Insights
January 23, 2026
Remote worker camps support essential industries across Canada—from mining and forestry to energy, construction, and major infrastructure projects. These camps provide lodging, food services, recreation areas, transportation hubs, and medical support in isolated regions. But operating far from urban centres introduces unique risks that demand strong, tailored insurance protection. 🛡️ Why Remote Worker Camps Face […]
January 22, 2026
Mining camps are the backbone of Canada’s resource sector—remote sites that support workers with housing, kitchens, transportation hubs, and maintenance facilities. But life in the far north or deep in the backcountry comes with heightened risk. Harsh weather, heavy equipment, and isolated environments make specialized insurance essential for protecting people, property, and operations. 🛡️ Why […]
December 13, 2025
In Canada, securing insurance for condo corporations can be particularly challenging—especially for those deemed “hard-to-place.” Historical claims, high-risk locations, or unusual construction characteristics can all complicate the process. Here’s how to understand these challenges and navigate them effectively. 🛡️ 🔹 What Makes a Condo Corporation Hard-to-Place? • High-Risk Locations 🌍Condos situated in areas prone to […]
December 12, 2025
For Canadian property owners—particularly those dealing with habitational insurance—prior losses can create significant challenges. Whether the issue stems from fire, water damage, or liability claims, understanding how past incidents affect future coverage is key to managing risk effectively. 🛡️ 🔹 The Impact of Prior Losses on Habitational Insurance • Increased Premiums 💰Properties with a history […]
December 11, 2025
Care homes and assisted living facilities play a vital role in supporting elderly and disabled individuals who require help with daily living. Operating these homes, however, comes with distinct insurance challenges. Ensuring the safety of both residents and property is essential. Here’s what providers need to know. 🛡️ 🔹 Risks of Care Homes & Assisted […]
December 10, 2025
Rooming houses play an important role in providing affordable housing across Canada, offering individual rooms for rent within a shared building. While they serve a valuable purpose, insuring them presents unique challenges. Here’s what property owners need to know to properly protect their rooming house. 🛡️ 🔹 Risks of Rooming Houses • Property Damage 💥With […]