Broker Insights
March 10, 2026
Hobby farms blend rural living with small-scale farming—raising animals, growing produce, or maintaining acreage without full commercial operations. While rewarding, hobby farms carry risks that standard home insurance often doesn’t cover. Why Hobby Farms Need Special Attention Even non-commercial farming introduces: Insurers need clear disclosure to classify the property correctly. Key Insurance Coverages to Review […]
March 9, 2026
In today’s world of rising lawsuit awards, standard liability limits often aren’t enough. That’s where personal umbrella insurance comes in—providing an extra layer of high-limit protection above your home, auto, and recreational policies in Canada. 🇨🇦 What Is Personal Umbrella Insurance? A personal umbrella policy: What Does It Protect You From? Umbrella insurance can respond […]
December 1, 2025
Knob-and-tube wiring, a system used in homes built before the 1950s, is becoming a significant concern for homeowners and insurers in Canada. While it was once standard, this outdated system poses unique risks. Let’s dive into what you need to know and how it impacts your insurance coverage. The Risks of Knob-and-Tube Wiring Insurance Considerations […]
November 29, 2025
If you own or are considering purchasing an older building in Canada, chances are you may encounter aluminum wiring. While it was widely used in the 1960s to 1970s, aluminum wiring poses unique insurance challenges. Let’s explore the risks and how to protect your property. The Risks of Aluminum Wiring Insurance Considerations for Aluminum Wiring […]
November 28, 2025
Vacant residential dwellings come with unique insurance challenges in Canada. Whether you’re renovating, moving, or between tenants, understanding the insurance implications is key to protecting your property. Let’s dive into the risks and how to stay covered! The Risks of Vacant Residential Properties Why Your Insurance Matters How to Protect Your Vacant Property Final Thoughts […]
November 27, 2025
When it comes to vacant commercial buildings, insurance is crucial for protecting your investment. Whether your building is unoccupied due to renovations, downsizing, or market changes, here’s why you need to pay special attention to your insurance coverage. The Risks of Vacant Buildings How Insurance Plays a Role Tips for Protecting Your Vacant Property Final […]