Broker Insights
March 12, 2026
General contractors are the backbone of Canada’s construction industry—coordinating trades, managing sites, and delivering projects on time. But with this responsibility comes significant insurance risk. One uncovered claim can halt a project or threaten your business. 🛡️ Key Risks General Contractors Face Construction sites are high-risk environments, including: Essential Insurance Coverages Risk Management Tips Final […]
March 11, 2026
Canadians live online—banking, shopping, working, and sharing personal information every day. But with this convenience comes growing risk. Personal cyber coverage helps protect individuals and families from the financial and emotional impact of cybercrime. 🛡️ What Are the Biggest Cyber Risks? Personal cyber threats include: Even tech-savvy users can fall victim. What Personal Cyber Insurance […]
December 17, 2025
Resorts and lodges are cornerstones of Canada’s tourism industry, drawing visitors to the country’s most scenic destinations. Like any hospitality business, they face distinct insurance challenges—from guest safety to property protection. Here’s what owners need to know to ensure their resorts and lodges are properly covered. 🛡️ 🔹 Risks for Resorts and Lodges • Property […]
December 16, 2025
Hotels and motels are key pillars of Canada’s hospitality industry. With high guest turnover and a wide range of risks, securing proper insurance is essential to protecting your business. Whether you operate a boutique hotel or a large motel chain, understanding the right coverage helps safeguard your property, staff, and guests. 🛡️ 🔹 Risks for […]
December 15, 2025
Non-profit housing providers play a vital role in delivering affordable housing across Canada. But managing these properties also brings unique insurance challenges. Whether you oversee a community housing complex or a transitional shelter, having the right coverage is essential to protect both your property and the residents you serve. 🛡️ 🔹 The Risks Non-Profit Housing […]
December 13, 2025
In Canada, securing insurance for condo corporations can be particularly challenging—especially for those deemed “hard-to-place.” Historical claims, high-risk locations, or unusual construction characteristics can all complicate the process. Here’s how to understand these challenges and navigate them effectively. 🛡️ 🔹 What Makes a Condo Corporation Hard-to-Place? • High-Risk Locations 🌍Condos situated in areas prone to […]