Broker Insights
March 14, 2026
Plumbing contractors play a critical role in residential and commercial construction—but even a small mistake can lead to major water damage, costly repairs, and liability claims. In Canada, the right insurance coverage is essential to protect your business, reputation, and income. Key Risks Plumbing Contractors Face Plumbing work often involves: A single claim can easily […]
March 13, 2026
Roofing is one of the highest-risk trades in Canada. Working at heights, handling heavy materials, and exposure to weather mean roofing contractors face serious liability and financial risks every day. Proper insurance isn’t optional—it’s critical. Key Risks Roofing Contractors Face Roofing work commonly involves: Even a small mistake can lead to costly claims or lawsuits. […]
December 10, 2025
Rooming houses play an important role in providing affordable housing across Canada, offering individual rooms for rent within a shared building. While they serve a valuable purpose, insuring them presents unique challenges. Here’s what property owners need to know to properly protect their rooming house. Risks of Rooming Houses • Property DamageWith multiple tenants living […]
December 9, 2025
Mixed-use buildings—those combining residential, commercial, and occasionally light industrial spaces—are increasingly common in Canadian cities. But insuring these properties requires thoughtful attention to their unique blend of risks and responsibilities. Here’s what property owners should know to properly protect their investment. Risks of Mixed-Use Buildings • Property DamageBecause these buildings house varied tenants and activities—residential, […]
December 8, 2025
Owning multi-family apartments in Canada can be a rewarding investment, but it also brings distinct insurance considerations. Whether you manage a duplex, triplex, or a larger building, the right coverage is essential to protect both your property and your financial stability. Here’s what to keep in mind when insuring multi-family housing. Risks of Multi-Family Apartments […]
December 6, 2025
Short-term rentals have created new income opportunities for Canadian homeowners, especially through platforms like Airbnb and VRBO. But with those opportunities come distinct insurance considerations. Whether you host occasionally or manage a dedicated vacation property, it’s crucial to make sure you’re properly protected. Risks of Short-Term Rentals • Property DamageGuests—especially those unfamiliar with your home—may […]